The Retirement & Funding: Mix it Up! Calling for Personalized Recipes Blending Part-time Work, Creative Approaches to Real Estate, and New Progress Measures Report reveals the yet-to-retire consumer’s expectations for retirement and post-retiree realities. Gain understanding on the most important trends in retirement funding and spending, including employer-sponsored plan dynamics.

• Only 3 in 10 (30%) post-retirees spend less on housing than prior to retirement, indicating the potential for creative solutions for this expense category in retirement.
• For post-retirees who have employment income, this funding source makes up 35% of their average monthly income.
• Nationally, fewer consumers are devoting more than half of saving to employer retirement plans than in the past.

Marketing, product and advice/digital design professionals will benefit from the actionable data and insights in this report to:

• Create programs that help future retirees blend sources of income, understand the changing transition from full- to part-time work, and manage controllable expenses.
• Use the power of direct payroll deduction as a means of responding to consumer desire to save into account types beyond defined contribution.
• Gain inspiration for progress metrics that provide satisfying financial wellness checkpoints across the consumer lifespan.

The Hearts & Wallets Investor Quantitative™ Database (IQDB) is the comprehensive resource for understanding and analyzing behaviors and attitudes of retail savers and investors. With over 1,600 fields and derived variables, the breadth and depth of topics covered is designed with decades of hands-on experience in the marketing, product, service and research functions it serves. The database covers consumers of all age and wealth segments, with over 5,000 annual responses to an online survey fielded mid-year since 2010. The large sample size of over 45,000 U.S. households permits sizing and profiling of virtually any demographic, behavioral or attitudinal definition for consumer groups. Its national weighting methodology allows for comparisons across years and customer/shareholder bases of leading firms.