News

Three in Five U.S. Households Find Retirement Planning Difficult in 2014 – A New High

Big Question Is “When Will I Stop Full-Time Work?”

(Rye, NY) –  Three in five U.S. households say retirement planning, including how much to save for retirement, is more difficult in 2014 than in the past – marking a new high and a 10 percentage point jump from 2012, according to the new study, Engaging Investors: Reasons for Seeking Help and Taking Action, by Hearts & Wallets, the preeminent financial research resource for understanding consumer savings and investing needs and behaviors. Read More→

$3 Trillion DCIO Market Moves Into Next Phase as Managers Fight Strong Headwinds to Keep Sales Flowing In

The End of "Amateur Hour" Sharpens the Focus of DCIO Sales Efforts as Competitive Pressures Mount and More Managers See Net Redemptions

(Rye, NY) – “Amateur hour is over, we’re now fighting for every dollar,” this is how a defined contribution investment-only (DCIO) sales leader from a large global asset manager recently described the DCIO business to a Hearts & Wallets researcher. The DCIO market has changed    dramatically in recent years, and not for the better for the majority of asset managers. Hearts & Wallets explains these changes, who’s winning and losing as a result of them, and the steps asset managers are taking to enhance their business going forward in The State of DCIO Distribution: 2015—Resetting Expectations and Defining Success for DCIO 2.0—Hearts & Wallets’ latest in-depth examination of DCIO distribution benchmarks and strategy. Read More→

Hearts & Wallets Mindset Study Identifies Dramatic Shift: Millennials Now Ready for Risky Business of Investing

And More than 50 Percent of Investors in late 20s-30s Worry More About Missing Investment Opportunities Than Losing Money

(Rye, NY) – Millennials, famous for being more risk-adverse than Baby Boomer investors, are no longer so hesitant about investing. Having experienced the first positive markets of their adult lifetime, young investors now view missing out on investment growth as a negative, and more than half of investors in their late 20s and 30s worry more about missing investment opportunities than losing money in the markets, as identified in the new Investor Mindset study by Hearts & Wallets, the preeminent financial research resource for understanding consumer savings and investing needs and behaviors.   Read More→